Protect Your Family's Future in Florida
- Coverage up to $50,000
- No medical exam required
- Rates never increase
Protect Your Family's Future in Florida
- Coverage up to $50,000
- No medical exam required
- Rates never increase
state of the art facility
Superior world class Services
Certified and expert consultants.
Fair pricing for everyone
Benefits
Guaranteed Acceptance
No medical exam required. Coverage guaranteed for Florida residents ages 50-85, regardless of health conditions.
- No health questions
- No waiting period
Affordable Fixed
Premiums
Lock in your rate today. Your premium will never increase, regardless of age or health changes.
- Rates from $2/day
- Coverage never decreases
Peace of Mind
Protect your loved ones from financial burden. Benefits paid quickly to cover funeral costs and final expenses.
- Fast claims processing
- Tax-free benefits
How It Works
Getting covered with NHP LIFE is simple, fast, and hassle-free. Just three easy steps to protect your family.
Complete Our Simple Form
Answer a few basic questions about yourself to get started. No complicated paperwork or medical exams required.
Review Your Options
Our licensed Florida agents will present you with personalized coverage options that fit your budget and needs.
Get Covered Today
Select your plan and get covered immediately. Your policy can be active as soon as today, providing peace of mind for you and your family.
Get a Quote
Why Choose NHP LIFE?
- Florida-based specialists
- Guaranteed acceptance policies
- Rates starting at $60/month
- Fast, hassle-free application
What clients say About Us
About Us
With over a 30 years of combined experience in the Life Insurance
industry. At New Health Life we can tailor a plan that fits your needs.
Our Mission
At NHP LIFE, we believe every Florida senior deserves peace of mind knowing their final expenses won't burden their loved ones. Our mission is to provide affordable, accessible last expense insurance with compassionate service.
Why Choose NHP LIFE?
Florida Specialists: We exclusively serve Florida and Texas seniors with local expertise.
Personalized Service: Our agents take time to understand your unique needs.
Guaranteed Acceptance: No medical exams required for coverage.
A+ Rated Carriers: We partner with top-rated insurance companies.
Our Commitment
We're committed to providing honest, transparent service with no high-pressure sales tactics. Your peace of mind is our priority.
Frequently Asked Questions
What is Final Expense Life Insurance?
Final Expense insurance is a type of whole life policy designed to cover end-of-life costs such as funeral, burial, medical bills, or other outstanding expenses. It provides peace of mind so your loved ones aren’t left with financial burdens.
Who qualifies for Final Expense insurance?
Most Floridians between the ages of 50 and 85 can qualify. Approval is often quick, and even people with certain health conditions may be eligible, depending on the plan.
How much coverage can I get?
Final Expense policies in Florida typically range from $5,000 to $25,000 in coverage. The benefit amount you choose depends on your family’s needs and the costs you want to cover.
How much does it cost?
Premiums are based on your age, gender, health, and coverage amount. Many plans are affordable, with fixed monthly payments that never increase. For example, some policies can start as low as a few dollars a day.
Will my rates ever go up or my coverage decrease?
No. With Final Expense whole life insurance, premiums are locked in for life and coverage never decreases as long as you make your payments.
How quickly are benefits paid?
Once a claim is approved, most insurance carriers pay the tax-free benefit directly to your beneficiary within days, so your family can handle expenses without financial stress.
Can I choose who receives the benefit?
Yes. You can name a beneficiary—usually a spouse, child, or trusted family member—who will receive the policy payout directly. They can then use the funds for funeral costs, medical bills, or any other needs.
We're here to Support You.
Working Hours
152+
Client satisfaction our
services.
Contact Our Team
Contact Information
Phone
800-642-0412 Mon-Fri: 9am-5pm ET
Info@nhplife.com
We'll respond within 24 hours